Allstate Insurance Company: Pros and Cons

Allstate Insurance Company helps people with their money and protection needs. They’re famous for providing insurance for cars, motorcycles, homes, renters, and condos. They also offer various kinds of life insurance.

Allstate Insurance Company

About Allstate Insurance Company

Allstate Insurance Company started in 1931 as part of Sears, selling car insurance through mail orders. As time passed, it expanded to offer more types of insurance. In 1993, Sears sold its ownership to Allstate, making it a publicly traded company. Allstate acquired Esurance in 2011 and is headquartered in Northbrook, Illinois.

Besides life and auto insurance, Allstate provides home, renters, condo, and landlord insurance, as well as motorcycle, ATV, and business insurance. Allstate also offers life insurance from other companies.

Types of Allstate Insurance Coverage

Allstate has lots of different types of insurance. This means you can get all your insurance from them. They offer these types of insurance:

  • Car insurance
  • Classic car insurance
  • Motorcycle Insurance
  • RV Insurance
  • ATV and off-road vehicle insurance
  • Boat Insurance
  • Snowmobile insurance
  • Home Insurance
  • Renters Insurance
  • Condo insurance
  • Manufactured or mobile home insurance
  • Landlord insurance
  • Home sharing insurance
  • Flood Insurance
  • Umbrella Insurance
  • Life insurance
  • Commercial Insurance
  • Identity theft protection
  • Phone protection
  • Pet insurance
  • Event insurance
  • Travel Insurance

Pros of Allstate Insurance

  • They offer many types of coverage, like forgiving accidents, replacing new cars, and giving bonuses for safe driving every six months.
  • They also have insurance for rideshare drivers in lots of states.

Cons of Allstate Insurance

  • You can only get it in 21 states and Washington, D.C.
  • Costly for drivers who travel a lot
  • You get billed for the miles you drive, even if the tracking device isn’t working right.

How to Obtain Allstate Insurance

To get Allstate insurance online, you need to start by getting a quote. Here’s how you can do it:

  • Go to their website:
  • Look for the menu icon at the top left corner of the page and click on it to explore Allstate.
  • From the options that appear, select “Get a quote.”
  • Choose the type of quote you need.
  • Fill out the form with your details accurately.
  • Submit the form.

After that, follow the instructions on the screen to finish the process successfully.

Frequently Asked Questions

Who Is Allstate best suited for?

If you want to handle all your insurance in one place and care more about easy management than super great service, Allstate could be your best bet. They have lots of insurance options, don’t get many complaints about home and auto insurance, and their customer satisfaction is okay.

How can I contact Allstate?

You can reach Allstate’s customer service at 800-726-6033. You can also contact them through social media, email, or online chat.

How do I buy Allstate home and car insurance?

If you want both Allstate home and auto insurance, it’s a good idea to purchase them online. By doing this and bundling your policies together, you could save up to 25% on both.

What happens if I cancel an Allstate policy

Typically, Allstate doesn’t ask for cancellation fees, but it might differ based on where you are and what kind of coverage you get. If you purchase an Allstate protection plan with SquareTrade, you might have to pay a cancellation fee, but only if you’re in Wisconsin.

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